Empire Finance Group > Empire Capital – Private Lending Solutions

Private Lending Solutions

When traditional lending doesn’t fit, Empire Capital steps in with fast, flexible private finance solutions. We specialise in helping borrowers secure funding through 1st mortgages, 2nd mortgages, and caveat loans—designed to meet urgent timelines, complex financial scenarios, or short-term funding needs.

With deep industry knowledge, personalised service, and fast turnarounds, we empower clients to access funding when others can’t deliver.

Our Private Lending Services

1st Mortgage Loans

A 1st mortgage is a primary loan secured against a property, giving the lender the first legal claim in the event of default. Our 1st mortgage solutions are ideal for time-sensitive purchases, commercial opportunities, or situations where banks are unable to help.

Key Benefits:

  • Fast approvals and funding—typically within days
  • Flexible lending criteria, including non-traditional income
  • Suitable for purchases, refinancing, or development projects
  • Priority security structure for peace of mind

2nd Mortgage Loans

A 2nd mortgage allows you to access additional funding on a property that already has a first mortgage—without needing to refinance. It’s ideal for raising capital for business needs, property investment, or bridging finance.

Key Benefits:

  • No need to disturb your existing 1st mortgage
  • Quick access to funds—often settled in days
  • Perfect for cash flow, urgent business needs, or renovations
  • Designed for clients with unique financial circumstances

Caveat Loans

Caveat loans offer short-term funding secured by placing a caveat on the property title. This prevents the property from being sold or refinanced without the lender’s consent—making it a fast, low-doc solution for urgent capital requirements.

Key Benefits:

  • Lightning-fast funding—settlements possible within 24–72 hours
  • Minimal documentation required
  • Works alongside existing mortgages
  • Ideal for bridging finance, development costs, or emergency capital

Why Choose Empire Finance?

• ✔ Proven track record in private lending since 2018
• ✔ Funding from $500,000 to $20,000,000
• ✔ Customised lending terms tailored to your situation
• ✔ Transparent process, with end-to-end support

Need Fast, Flexible Lending?

Let Empire Capital help you unlock the capital you need—quickly, securely, and with confidence.

Our Services

Need Help ?

Please feel free to contact us. We will get back to you with 1-2 business days. Or just call us now

+61-0421470462
[email protected]

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