Our Services

1st & 2nd Mortgage Loans

Tailored mortgage loans from $500K to $20M with fast approvals and flexible terms.

Caveat Loans

Quick, short-term funding secured against property—ideal for time-sensitive opportunities.

Private Lending Consultation

Expert advice to structure deals that meet your unique financial goals.

Investor Opportunities

Providing insight-driven transformation to investment banks, wealth and asset managers, exchanges, clearing houses.

Custom Loan Structuring

Solutions built around each client’s needs—business, commercial or personal.

Experienced Broker Leadership

Led by Lucas Lu, backed by 18+ years of banking and finance expertise.

At Empire Finance Group, we understand that when it comes to finance, one size never fits all. Since 2018, we’ve built our reputation as a trusted non-bank private lender by offering fast, flexible, and highly tailored lending solutions to individuals and businesses across Australia. Whether you’re a property developer seeking capital for your next project or a business owner navigating short-term cash flow challenges, we offer a range of financial products—such as 1st and 2nd mortgage loans and caveat loans—that are designed to move at your pace and on your terms. With funding amounts ranging from $500,000 to $20 million, we pride ourselves on being able to provide timely support where traditional banks often fall short.

Our services go beyond just funding. We partner with our clients through every step of the lending journey, offering personalised consultation and strategic insights that are grounded in real-world experience. Led by Lucas Lu—an industry expert with over 18 years of experience at institutions like ANZ and NAB—we bring a wealth of knowledge and integrity to every transaction. In addition, our investor clients benefit from fixed returns and a track record of consistent performance, making Empire Finance not only a reliable lending partner, but also a smart investment choice. Above all, our commitment remains the same: to deliver financial solutions with speed, transparency, and a strong focus on your success.